Welcome to US Finance Inc.

We are a full-service financial organization dedicated to providing progressive financing options for today's advanced business environment.

  • Our Mission

    Our mission is simply to provide debt solutions and/or JV partners for nearly any type of project financing to include construction, energy and a comprehensively diverse industry field. US Finance additionally provides innovative equipment financing for most industries.

  • Our History

    We are a full service global financial organization dedicated to providing progressive financing options for today's advanced business environment. Headquartered in Chicago, IL, with seven additional locations throughout the US and Canada, the staff of US Finance, Inc.® has been providing quality financing for over 30 years. We work globally with an emphasis on North America to serve all of your financing needs with an ability to deliver global funding wherever the US can legally provide business assistance.

Our Team

Phil Bianca

Chief Executive Officer

Phil Bianca is CEO and President. With over 30 years of experience relating to equipment financing, private equity, venture capital, and real estate financing, Phil brings a level of expertise and leadership unique to this vast industry. Understanding the full range of elements necessary to build a thriving global financial company has allowed US Finance, Inc. to have an extensive portfolio of innovative and creative financial solutions as well as comprehensive consulting services for its clients.

Forming an exclusive global commercial financing program for the Whirlpool Corporation, partnering and piloting a transportation financing program for Case Credit; now part of New Holland and merged by parent Tenneco with International Harvester, and forming the leasing arm of a major banking institution now owned by BMO Harris Bank are all part of Phil’s portfolio.

George S. Cary

Chief Investment Officer

Mr. Cary has 35 years of entrepreneurial experience involving commercial and real estate finance, workout consulting, and business management. As the Managing Partner and President for Morghan Stephen-finance company, Capital Hospitality Corporation-hotels, Alternative Capital Resources-forex, Alternative Energy-wind power and combined heat & power, and Cary Development Empower-apartment development.

Mr. Cary has provided businesses with over $1B in funding through various capital structures for operating companies engaged in construction, real estate development,

retail, manufacturing, waste, and agriculture. His strength is delivering funding solutions, which are more challenging than a typical bank transaction.

Mr. Cary graduated from Alfred State University.

Dave Earle

Senior Vice President

David Earle has over 30 years’ experience as a finance professional. David specializes in JV partnerships, debt, structured finance, CRE, project financing, and asset-based lending. Whether the situation involves an investment-grade entity that requires exceptionally aggressive pricing or a client with a credit file that needs finessing throughout the underwriting process, Dave has successfully concluded financing for publicly-traded and privately-held companies in the United States, Canada, and select foreign countries.

Alex Krawtschenko

Executive Vice President, Canadian Operations

After graduating with a Bachelor of Engineering and an MBA, Alex entered the financial industry, specializing in Insurance and Risk Management. After working with Canada’s largest insurance company, Manulife Financial, he joined a boutique financial advisory firm in downtown Toronto. He provided wealth management solutions to some of Canada’s wealthiest families by collaborating with actuaries and tax professionals with leading firms. In 2003, Alex accepted an invitation to join a new global asset management firm, started by Wilfred Hahn, the former Chairman of the Global Investment Group of the Royal Bank of Canada. Hahn Investment Stewards & Amp Company was an innovator in investment management, specializing in Exchange Traded Funds (ETFs). To succeed in a rapidly changing world, Alex believes it is vital to develop a latticework of knowledge through one’s own experiences and others and apply it to create new ideas and solutions in anticipation of what is coming.

Bill Rogala

Director of Sales

Bill returned from serving in the USNR during the Vietnam era and took the opportunity to study Business Law.

Bill has had the opportunity to sign on two Television stations along with being General Manager and General Sales Manager of CBS and NBC affiliates. While working with Cox Communications, he won the “Leadership of the year award” as he managed and

oversaw a six-state region. After retiring from the media business, he went into a consulting/sales position with SLG and Q4I.

Bill has spent time in Russia, Germany, and Ukraine, helping businesses bridge the USA’s gap to “New Eastern Europe” and can help you expand your marketplace.

The opportunity to help small businesses succeed has always been one of Bill’s goals, and he has had many successes to date. Bill consistently looks forward to offering our company changing guidance and assistance.

Kevin M. Roemer

Director of IT and Web Services