Welcome to US Finance Inc.

We are a full service financial organization dedicated to providing progressive financing options for today's advanced business environment.

Our History

We are a full service global financial organization dedicated to providing progressive financing options for today's advanced business environment. Headquartered in Chicago, IL, with 7 additional locations throughout the US and Canada, the staff of US Finance, Inc.® has been providing quality financing for over 30 years. We work globally with an emphasis on North America to serve all of your financing needs with an ability to deliver global financing wherever the US can legally provide business assistance.


Our Mission

Our mission is simply to provide debt solutions and/or JV partners for nearly any type of project financing to include construction, energy and a comprehensively diverse industry field. US Finance additionally provides innovative equipment financing for most industries.

Our Team

Phil Bianca

Chief Executive Officer

Phil Bianca is CEO and President. With over 30 years experience relating to equipment financing, private equity, venture capital and real estate financing, Phil brings a level of expertise and leadership unique to this vast industry. Understanding the full range of elements necessary to build a successful, global financial company has allowed US Finance, Inc. to have an extensive portfolio of innovative and creative financial solutions as well as comprehensive consulting services for its clients.

Forming an exclusive global commercial financing program for the Whirlpool Corporation, partnering and piloting a transportation financing program for Case Credit; now part of New Holland and merged by parent Tenneco with International Harvester and forming the leasing arm of a major banking institution now owned by BMO Harris Bank are all part of Phil’s portfolio.

George S. Cary

Chief Investment Officer

Mr. Cary has 35 years entrepreneurial experience involving commercial and real estate finance, workout consulting, and business management. As the Managing Partner and President for Morghan Stephen-finance company, Capital Hospitality Corporation-hotels, Alternative Capital Resources-forex, Alternative Energy-wind power and combined heat & power, and Cary Development Empower-apartment development.

Mr. Cary has been involved in providing businesses with over $1B dollars in funding through various capital structures for operating companies engaged in construction, real estate development, retail, manufacturing, waste, and agriculture. His strength is delivering funding solutions which are more challenging than a typical bank transaction.

Mr. Cary graduated from Alfred State University.

Dave Earle

Senior Vice President

David Earle has over 30 years’ experience as a finance professional. David specializes in JV partnerships, debt, structured finance, CRE, project financing and asset based lending. Whether the situation involves an investment grade entity that requires extremely aggressive pricing or a client with a credit file that needs to be finessed throughout the underwriting process Dave can successfully conclude many types of financing requirements for publicly traded and private companies located in the United States, Canada and select foreign countries.

Alex Krawtschenko

Executive Vice President, Canadian Operations

After graduating with a Bachelor of Engineering and an MBA, Alex entered the financial industry, specializing in Insurance and Risk Management. After working with Canada’s largest insurance company, Manulife Financial, he joined a boutique financial advisory firm in downtown Toronto where he provided wealth management solutions to some of Canada’s wealthiest families by collaborating with actuaries and tax professionals with leading firms. In 2003, Alex was invited to join a new global asset management firm started by Wilfred Hahn, the former Chairman of the Global Investment Group of the Royal Bank of Canada. Hahn Investment Stewards & Amp Company was an innovator in the field of investment management, specializing in Exchange Traded Funds (ETFs). Alex believes very strongly that to succeed in this rapidly changing world, it is vital to develop a latticework of knowledge through one’s own experiences and those of others and to apply it to create new ideas and solutions in anticipation of what is coming.

Bill Rogala

Director of Sales

Bill returned from serving in the USNR during the Vietnam Era and took the opportunity to study Business Law.

Bill has had the opportunity to sign on two Television stations along with being General Manager and General Sales Manager of CBS and NBC affiliates. While working with Cox Communications he won the “Leadership of the year award” as he managed and oversaw a 6 state region. Running a day to day operation of a 12 million dollar a year entity causes one to look at ROI in a different way. Bill always tries to create a win-win-win situation. Nobody minds you making a profit as long as they feel like they received honest value from your input. After retiring from the media business he went into a consulting/sales position with companies like SLG and Q4I.

Bill has spent time in Russia, Germany and the Ukraine helping businesses bridge the gap from the USA to “New Eastern Europe” and can help you to expand your marketplace. “Don’t be afraid of “Off Shore”. There are opportunities that you can profit from as long as you look for them.

The opportunity to help a small business succeed has always been one of Bill’s goals and he has had many successes to date. Most small businesses tend to just evolve to whatever level they are currently operating at over a period of many years. There is no real process, procedure or foundation in place, no standards, just more work to be done. The employees don’t have defined responsibilities or an understanding of what or how they should be functioning. There is no direction. These and other issues are what I look forward to offering our company changing guidance and assistance.

Kevin M. Roemer

Director of IT and Web Services